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This is a marketing communication. Please refer to the prospectus of the UCITS and to the KIID / KID before making any final investment decisions.
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Insights

Three – it’s the magic number

With the CT Universal MAP ranges at £3bn in assets under management and rising, we took a closer look to see if the old saying ‘good things come in threes’ rings true

Meeting defined needs

We launched the three original CT Universal MAP funds – Balanced, Cautious and Growth – back in 2017. Several factors impacting the UK financial advice industry had contributed to an accelerated ‘push to passive’.

But what about those investors that were seeking the potential additional alpha of active management? What about the scope for superior returns in rising markets. The ability to counter downside during more challenging periods! Were these potential benefits now out of reach for many investors? 

As the marketplace for investment solutions became increasingly homogenous and as firm proponents of active management, we were keen that advisers retained ‘active’ options in their toolkit. Crucially, these new funds came at a price point more commonly associated with passive solutions with ongoing charge figures (OCF) capped at 29bps. Subsequent expansion of the original CT Universal MAP suite together with the later launch of the Sustainable Universal MAP range means that three potential categories of client needs can be met in a host of financial planning scenarios.

  1. Risk-rated core portfolios.
  2. Sustainability-orientated risk-rated core portfolios.
  3. A risk-rated option for income seekers.

CT Universal MAP - at a glance!

  • 29bps OCF – attractive price point
  • Actively managed well-diversified core portfolios
  • Risk-rated to facilitate client alignment

Three layers of investment expertise

Alongside low cost, active management is the defining feature of the CT Universal MAP range and multiple layers of expertise feed into each portfolio.

  1. Strategic thinking – with suitability and defined outcomes in mind, each portfolio is designed to deliver within robust risk parameters. Long-term strategic asset allocation reflects this through an appropriate blend of equities, bonds, and cash.
  2. Tactical moves – as markets and economies fluctuate, challenges and opportunities emerge. Modest short-term adjustments are made to the portfolios with a view to protecting capital and enhancing upside potential.
  3. Stock selection – the range draws on asset class specialists across our investment platform. Through intense fundamental research they aim to harness the very best investment opportunities. And avoid investments with negative prospects – something a passive strategy simply doesn’t do!

In the years since launch, the range has experienced a host of market environments and the potential merits of active management together with proven investment principles like diversification have come to the fore. The funds have experienced markets trending both up and down and weathered short-term shocks like we saw during the pandemic and in the wake of 2020’s ‘mini budget’. 

Simple and effective

Designed as a core portfolio each fund is constructed with simple building blocks. 

  1. Our team invest directly in equities and bonds and these assets are expected to be the primary return drivers.
  2. We tactically deploy futures in a selective manner as we work to tactically position portfolios on a short-term perspective in a cost-effective way.
  3. When appropriate we will use options to provide an element of downside protection when deemed prudent.

Supporting you

As well as being robust by design and implementation we’ve been keen to support the range and advisers with a comprehensive suite of materials and services.

  1. Topical insights into markets and perspectives, including our ever-popular weekly video from Chief Economist Steven Bell. See our website for the latest edition!
  2. A comprehensive suite of product materials and support including quarterly investment reports, asset allocation ‘flash views’ and tools to help you navigate your Consumer Duty requirements.
  3. Adviser Edge – a free-to-use educational platform together with training information on a host of regulatory and financial planning topics together with useful tips on practice management.

Don’t just take our word for it! We were delighted to be recently named ‘Best Multi-Asset Fund Range’ by RSMR.

CT Universal MAP Range RSMR Fund of the Year
CT Universal MAP Range PA Awards 2024 Best Risk Managed Range of Funds

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Three – it’s the magic number

Important information:

For professional investors only. For marketing purposes. Your capital is at risk.
This financial promotion is issued for marketing and information purposes only by Columbia Threadneedle Investments in the UK.
Columbia Threadneedle (UK) ICVC III is an open-ended investment company structured as an umbrella company, incorporated in England and Wales, authorised and regulated in the UK by the Financial Conduct Authority (FCA) as a UK UCITS scheme.
The current Prospectus, the Key Investor Information Document (KIID), latest annual or interim reports and the applicable terms & conditions are available from Columbia Threadneedle Investments at Cannon Place, 78 Cannon Street, London EC4N 6AG, your financial advisor and/or on our website www.columbiathreadneedle.com. Please read the Prospectus before taking any investment decision.
This material should not be considered as an offer, solicitation, advice or an investment recommendation.  This communication is valid at the date of publication and may be subject to change without notice. Information from external sources is considered reliable but there is no guarantee as to its accuracy or completeness.
In the UK: Issued by Columbia Threadneedle Management Limited, No. 517895, registered in England and Wales and authorised and regulated in the UK by the Financial Conduct Authority.
This document may be made available to you by an affiliated company which is also part of the Columbia Threadneedle Investments group of companies: Threadneedle Asset Management Limited in the UK; Threadneedle Management Luxembourg S.A. in the EEA; Threadneedle Portfolio Services AG in Switzerland; Threadneedle Investments Singapore (Pte.) Limited in Singapore, or Threadneedle Portfolio Services Hong Kong Limited 天利投資管理香港有限公司 in Hong Kong. Certain Funds and/or share classes may not be available in all jurisdictions. This document must not be issued, circulated or distributed other than in circumstances which are in accordance with applicable local legislation. Certain funds and/or share classes may not be available in all jurisdictions.
© Columbia Threadneedle Investments. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.

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Important information:

For professional investors only. For marketing purposes. Your capital is at risk.
This financial promotion is issued for marketing and information purposes only by Columbia Threadneedle Investments in the UK.
Columbia Threadneedle (UK) ICVC III is an open-ended investment company structured as an umbrella company, incorporated in England and Wales, authorised and regulated in the UK by the Financial Conduct Authority (FCA) as a UK UCITS scheme.
The current Prospectus, the Key Investor Information Document (KIID), latest annual or interim reports and the applicable terms & conditions are available from Columbia Threadneedle Investments at Cannon Place, 78 Cannon Street, London EC4N 6AG, your financial advisor and/or on our website www.columbiathreadneedle.com. Please read the Prospectus before taking any investment decision.
This material should not be considered as an offer, solicitation, advice or an investment recommendation.  This communication is valid at the date of publication and may be subject to change without notice. Information from external sources is considered reliable but there is no guarantee as to its accuracy or completeness.
In the UK: Issued by Columbia Threadneedle Management Limited, No. 517895, registered in England and Wales and authorised and regulated in the UK by the Financial Conduct Authority.
This document may be made available to you by an affiliated company which is also part of the Columbia Threadneedle Investments group of companies: Threadneedle Asset Management Limited in the UK; Threadneedle Management Luxembourg S.A. in the EEA; Threadneedle Portfolio Services AG in Switzerland; Threadneedle Investments Singapore (Pte.) Limited in Singapore, or Threadneedle Portfolio Services Hong Kong Limited 天利投資管理香港有限公司 in Hong Kong. Certain Funds and/or share classes may not be available in all jurisdictions. This document must not be issued, circulated or distributed other than in circumstances which are in accordance with applicable local legislation. Certain funds and/or share classes may not be available in all jurisdictions.
© Columbia Threadneedle Investments. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.

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