Our Portfolio
CT Universal MAP and CT Sustainable Universal MAP ranges provide low-cost active multi-asset options for a host of financial planning scenarios.
Launched from November 2017, the CT Universal MAP range offers risk-controlled portfolio options designed to cover a host of client growth and income needs.
The CT Sustainable Universal MAP range joined the line-up in December 2019, offering sustainability-orientated active multi-asset investing.
CT Universal MAP Range
OCF 0.29%






CT Universal MAP Income Fund
OCF 0.29%


CT Sustainable Universal MAP Range
OCF 0.39%



Sustainability-orientated active multi-asset funds – ideal for the growing number of individuals that, alongside meeting their financial goals, have sustainability objectives too.
For 35 years, Columbia Threadneedle Investments has been innovating and building a growing range of ESG orientated and client focused solutions.
Let's talk about risk
Capital is at risk. The value of investments and any income derived from them can go down as well as up as a result of market or currency movements and investors may not get back the original amount invested. Screening out sectors or companies may result in less diversification and hence more volatility in investment values. Past performance should not be seen as an indication of future performance.

Fund Literature
- CT Universal MAP Range – Adviser Brochure
- CT Universal MAP Range – Consumer Brochure
- CT Universal MAP Range – RSMR review 2022
- CT Universal MAP Range – Target Market Assessment
- CT Universal MAP Range – Tactical asset allocation
- CT Universal MAP Range – Quarterly investment report
- CT Universal MAP Range – Suitability document
- CT Universal MAP Range – Consumer Duty Toolkit
- CT Sustainable Universal MAP Range – Consumer Brochure
- CT Sustainable Universal MAP Range – Impact Report
- CT Sustainable Universal MAP Range – Target Market Assessment
- CT Sustainable Universal MAP Range – Tactical asset allocation
- CT Sustainable Universal MAP Range – Quarterly investment report
- CT Sustainable Universal MAP Range – Suitability document
- CT Sustainable Universal MAP Range – Consumer Duty Toolkit

Fund Literature
- CT Universal MAP Range – Adviser Brochure
- CT Universal MAP Range – Consumer Brochure
- CT Universal MAP Range – RSMR review 2022
- CT Universal MAP Range – Target Market Assessment
- CT Universal MAP Range – Tactical asset allocation
- CT Universal MAP Range – Quarterly investment report
- CT Universal MAP Range – Suitability document
- CT Universal MAP Range – Consumer Duty Toolkit
- CT Sustainable Universal MAP Range – Consumer Brochure
- CT Sustainable Universal MAP Range – Impact Report
- CT Sustainable Universal MAP Range – Target Market Assessment
- CT Sustainable Universal MAP Range – Tactical asset allocation
- CT Sustainable Universal MAP Range – Quarterly investment report
- CT Sustainable Universal MAP Range – Suitability document
- CT Sustainable Universal MAP Range – Consumer Duty Toolkit
Risk ratings
Funds | ![]() | ![]() | ![]() | ![]() | |
---|---|---|---|---|---|
CT Universal MAP Defensive | 3 | 3 | 2.5
| 21-44 (25)*** | 2.6 |
CT Universal MAP Cautious | 4 | 4 | 2.8 | 45-54 (45) | 3.2 |
CT Universal MAP Balanced | 5 | 5 | 3.4 | 55-60 (60) | 3.8 |
CT Universal MAP Growth | 6 | 6 | 4.2 | 64-75 (70) | 4.3 |
CT Universal MAP Adventurous | 7 | 8 | 4.8 | 76-100 (95) | 4.8 |
CT Universal MAP Income | 5 | 5 | 3.3 | 61-63 (65) | 3.9 |
CT Sustainable Universal MAP Defensive | 3 | 3 | 2.5 | 21-44 (25)*** | 2.3 |
CT Sustainable Universal MAP Cautious | 4 | 4 | 2.7 | 45-54 (45) | 3.0 |
CT Sustainable Universal MAP Balanced | 5 | 5 | 3.4 | 55-62 (60) | 3.6 |
CT Sustainable Universal MAP Growth | 6 | 6 | 4.1 | 63-75 (70) | 4.2 |
CT Sustainable Universal MAP Adventurous | 7 | 8 | 4.7 | 76-100 (95) | 4.7 |
Data as at Q4 2023
*** FinaMetrica shows ‘best fit’ mapping as well as current fund
Meet our experts
We believe our competitive advantage arises from our ability to consistently deliver innovative solutions. Our executive leadership oversees specialised teams singularly focused on providing those solutions.


Keith Balmer is a Portfolio Manager in the Multi-Asset Solutions team. He joined Columbia Threadneedle through the acquisition of BMO GAM (EMEA) in 2021, having previously been with BMO since 2016. He was previously a Director at BlackRock within their multi-asset division and Man Group working with AHL the systematic managed futures manager. Keith graduated from Exeter University with a BSc (Hons.) in Mathematics with European Studies.

Steven Bell is a Managing Director, responsible for providing macro strategy input to a broader range of multi asset investment portfolios. He joined Columbia Threadneedle through the acquisition of BMO GAM (EMEA) in 2021, having previously been with BMO since 2013. He joined the group having run the GLC’s Global Macro programme for the previous seven years. Before that he was Global Chief Economist and Investment Head of the UK multi asset business at Deutsche Asset Management during his tenure 1984 – 2005. Steven began his career as an Economic Adviser at the UK Treasury and has degrees in economics from the London School of Economics and Stanford University, California.


Keith Balmer is a Portfolio Manager in the Multi-Asset Solutions team. He joined Columbia Threadneedle through the acquisition of BMO GAM (EMEA) in 2021, having previously been with BMO since 2016. He was previously a Director at BlackRock within their multi-asset division and Man Group working with AHL the systematic managed futures manager. Keith graduated from Exeter University with a BSc (Hons.) in Mathematics with European Studies.

Steven Bell is a Managing Director, responsible for providing macro strategy input to a broader range of multi asset investment portfolios. He joined Columbia Threadneedle through the acquisition of BMO GAM (EMEA) in 2021, having previously been with BMO since 2013. He joined the group having run the GLC’s Global Macro programme for the previous seven years. Before that he was Global Chief Economist and Investment Head of the UK multi asset business at Deutsche Asset Management during his tenure 1984 – 2005. Steven began his career as an Economic Adviser at the UK Treasury and has degrees in economics from the London School of Economics and Stanford University, California.
Our Thinking​
Tariff turmoil
Citywire NMA Podcast - How Columbia Threadneedle Investments delivers active investing at low cost
The coming plunge in energy prices for the UK and Europe
Why Columbia Threadneedle for low-cost multi-asset
IMPORTANT INFORMATION. FOR PROFESSIONAL INVESTORS ONLY. For marketing purposes. Your capital is at risk.
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This financial promotion is issued for marketing and information purposes only by Columbia Threadneedle Investments in the UK.
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Columbia Threadneedle (UK) ICVC III is an open-ended investment company structured as an umbrella company, incorporated in England and Wales, authorised and regulated in the UK by the Financial Conduct Authority (FCA) as a UK UCITS scheme.
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The current Prospectus, the Key Investor Information Document (KIID), latest annual or interim reports and the applicable terms & conditions are available from Columbia Threadneedle Investments at Cannon Place, 78 Cannon Street, London EC4N 6AG, your financial advisor and/or on our website www.columbiathreadneedle.com. Please read the Prospectus before taking any investment decision.
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This material should not be considered as an offer, solicitation, advice or an investment recommendation. This communication is valid at the date of publication and may be subject to change without notice. Information from external sources is considered reliable but there is no guarantee as to its accuracy or completeness.
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In the UK: Issued by Columbia Threadneedle Management Limited, No. 517895, registered in England and Wales and authorised and regulated in the UK by the Financial Conduct Authority. In Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies.